Tools & Equipment Coverage

Would you be able to complete your next job without your tools? Your tools are the backbone of your contracting business, so it is important to have an insurance policy to protect those valuable assets.

Tools and Equipment Coverage, also known as Inland Marine Insurance, is designed to protect mobile property, such as skid loaders, generators, welders, and compressors. Inland Marine Insurance can also protect high-value handheld power tools with comprehensive coverage and other small pieces of equipment used while operating your business.

Imagine you’ve just won a bid on a huge project that will mean big revenue for your construction business. You collect your tools and call your guys to tell them where and what time to meet the following day. In the morning, you discover that someone has smashed the lock on your truck’s tool chest and stolen several important pieces of equipment.

Tools & Equipment Insurance Saves the Day…

With your Inland Marine policy, you are covered for the loss of that stolen equipment. You could contact your insurance agent at Alliance West Insurance, Inc., file a claim, and quickly replace your stolen tools so you could get back to work. To say that tools & equipment insurance is an important piece of your insurance coverage would be an understatement.