Find the Right Health Insurance Policy for You in Washington
For some, buying health insurance can be a confusing and overwhelming process. First, you have to find a health insurance plan within your budget. Then you have to contact the company or an insurance agent in order to get a quote. Once you have all of that information, you can evaluate your options. It is a very personal and complicated process, but there are ways to simplify it.
Now that the Affordable Care Act (sometimes referred to as “Obamacare”) is in place, it is much easier to find a health insurance plan based on your income and personal health needs. In most states, you may even qualify for financial subsidies. You can quickly and easily apply for coverage through the new Healthcare Marketplace.
Before you settle on a plan, you should first get a quote, find a price, and discover any out-of-pocket expenses your plan will expect you to pay (such as deductibles, co-insurance, and copay charges). Once you have all of this information together, it will be easier to find coverage which fits your needs.
- How Do I Buy Health Insurance?
Navigating the jungle of health insurance options alone can be daunting. Based on a series of questions, we can help you determine which type of plan best meets your needs. We will hold your hand through the entire process for free.
- When Can I Sign Up For Health Insurance?
Anyone can sign up for Health Insurance during the open enrollment period, typically between November and January of each year. Beyond that, there are special qualifying events that will allow you to sign up or change your healthcare coverage. Getting married, starting a new job, or having a child are all events that will allow you to sign up for new coverage.
- What Is The Best Insurance Company?
Every health insurance company is different, but we can help you find the best insurance company for YOU and your family.
- What Happens If I don’t Buy Health Insurance?
With the passage of the Affordable Health Care Act (Obamacare), many people will now face a tax penalty for not having proper health insurance coverage. While there are several exceptions to this rule, having health insurance can help make sure you are protected in an emergency.
- What Is The Healthcare Marketplace?
The Healthcare Marketplace is run by the federal government and a variety of state governments around the country. The marketplace is meant to assist consumers in determining what healthcare plans might be right for them, and it contains information regarding many different insurance policies. Unfortunately, not all companies provide policy information to the marketplace, which means that if you want to find the best deals you may need to do some additional searching. Working with an Alliance West Insurance, Inc., agent, we take the guesswork out of finding insurance, and we will help you find the most affordable plan without compromise, no matter where you are.
- What Is The Open Enrollment Period?
The open enrollment period is when anyone can begin searching for new healthcare coverage. The enrollment periods typically lasts from November to the end of January. If you are looking for healthcare coverage outside of the open enrollment period, do not fret. There are special enrollment periods that may make you eligible to search for coverage outside of the open enrollment period. To find out if you qualify, please contact an Alliance West Insurance, Inc., agent and we will help navigate you through the process.