Pre-Need Life Insurance in Washington

What Is Pre-Need Planning?

Pre-Need Planning refers to any aspect of arranging, planning and funding one’s funeral in advance. The best way to ensure your loved ones have no worries at the time of your death is to PLAN AHEAD with a reputable insurance policy.

Pre-need life insurance, sometimes called burial insurance, is an insurance policy that can be linked to a specific funeral provider and is intended to cover funeral costs. Many people, however, don’t realize the value of pre-planning until a death of a loved one occurs. At that time, family members must take on the responsibility of arranging for the funeral and paying for it. They must gather needed information and make dozens of immediate and sometimes difficult decisions during a time of grief and emotional distress. Planning ahead allows you to choose the funeral you want, minimizes the obligations to your family and lifts the burden by relieving decision making pressure at time of grief and emotional stress.

Today, more and more people are choosing to plan their funerals in advance and here are some of the reasons why:

• Personalize one’s services, deciding what they want and do not want in services
• Control the costs of services and avoid spending too much or too little
• Guarantee services, providing protection from inflation
• Lessen the emotional and financial toll death takes on the family
• Avoid family disagreements and conflicts, by making the decisions themselves, and
• Gain peace of mind because you have prepared and your affairs are in order

The good news about these plans is that no matter how funeral prices increase over the years, once you complete your payments, your funeral is paid in full. These are called guaranteed plans. The other good news is that people who have long-term or serious health problems, can get a plan, in most instances.  In these cases the amount payable upon death depends on when death occurs in relationship to date of application.

By talking with one of our pre-need planning professionals, you will receive all of the information you need to decide what is right for you. We are eager to answer all of your questions and there is no cost or obligation for our pre-planning services.

Protect the ones you love the most by planning ahead. Ask us how because WE CARE!